DebtCollectorPhoneNumber is the easy way to find debt collector, collection attorneys, adjusters, credit counseling agencies and other debt and credit related services phone numbers all around the worldWelcome to Debt Collector Phone Number. We list contact information for debt collectors, collection attorneys, adjusters, credit counseling agencies and other debt and credit related services. Remember, all debt collectors must follow the rules outline in the Fair Debt Collection Practices Act. What to do if debt collectors are harassing you? First of all, read the Fair Debt Collection Practices Act. Next, research the debt laws within your state. For example, in Florida a debt collector can take you to court, get a judgment against you and then garnish your wages; however, if you’re head of household supporting children, then you can go back to court and have the garnishment reverse so that you can avoid the financial hardships associated with garnishment and trying to raise your kids. Once you know about the Fair Debt Collection Practices Act and the debt laws within your state, you’ll have the background knowledge to deal with debt collectors. Knowledge of the FDCP Act and state debt laws allows you to take control of the debt call and minimize the mental, physical and financial stress associated with bad debt. Debt Collection LawsWe’re going to start a 50-part series where we examine the debt collection laws in all fifty-states within the United States. Specific points covered will include wage garnishment, statute of limitations and state specific debt collection laws. Add a RecordIf you have a debt collector, collection attorney, adjuster, credit counseling agency and any other debt or credit related service contact information, feel free to add their information by clicking on the Add Record link located on the bottom of this page. Add Record SearchClick on the search link to ‘Search’ for debt collectors, collection attorneys, adjusters, credit counseling agencies and any other debt or credit related services. Search Ask TomDebt collectors can totally stress you out at times: calling you at inconvenient times and calling you at work. Know your rights. If you’re scared and confused, then ASK TOM. Please provide as much information as possible; at minimum, please provide the state you reside in. TOM will try to provide you with relevant information. Best of all, it’s FREE. Ask Tom now! 209-945-3388 - This is a debt collector phone number. Leaves no message. more ...What number is 302-731-5959 - National Credit Acceptance. Apparently, theychr(39)re using caller id spoofing in an attempt to tri more ... Fannie Mae or Freddie Mac - According to the Bank of America Corp the buyers of credit-default swap contracts that are part of t more ... Past Due Letter from Arrow Financial Services, Inc - Please send all correspondence to: 5996 W Touhy Ave, Niles, IL 60714 Pay online at www.arrowcustom more ... 410-774-8195 - DirectTV response line. Itchr(39)s a recording to setup your DirectTV that you signed up at a mall. more ... How a collection agency decides to take a creditor to court? - Collection agencies can evaluate your credit report to see if youchr(39)re still credit worthy. Cre more ... How bill collectors find your phone number? - Bill collectors and creditors have access to your contact information that you used to fill-out the more ... Car Repossession - I am in a very bad financial situation right now. In 2004 I filed bankruptcy. In 2007 I bought a n more ... Asset Acceptance LLC - Toll Free 800-925-7050 Ext. LOCAL: 586-939-9600 LOCAL OFFICE: Warren, MI First Notice RE: HS more ... I.C. System, Inc - L.C. System, Inc. 444 Highway 96 East, P.O. Box 64887 St. Paul, MN 55164-0887 24/7 Phone: 1-866-3 more ... Pending lawsuit - I live in the State of PA and have just received notice from my local district court that I am being more ... Certegy Payment Recovery Services, Inc. - Certegy Payment Recovery Services, Inc. 11601 Roosevelt Boulevard St. Petersburg, Florida 33716 more ... What is a scavenger debt collector? - A scavenger debt collector is a company that has purchased your debt from a collection agency that w more ... What is a time-barred debt? - A time-barred debt is a debt that has past the time of limitations of process in which a creditor or more ... Is my spouse responsible for any of my debts? - Your spouse cannot be responsible for a debt that his or her name is not on. In certain circumstance more ... Additional Information for North Carolina Residents - The debt collection agency must provide you with their North Carolina Department of Insurance Permit more ... Additional Information for Wisconsin Residents - The debt collection agency must by listed by the Office of the Administrator of the Division of Bank more ... Additional Information for California Residents - The state Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practice more ... Additional Information for Minnesota Residents - The debt collection agency must be licensed by the Minnesota Department of Commerce. more ... A letter from NCA Financial Services, Inc. - Original Creditor: Circuit City Please call us at 800-258-6520. 9:00am to 6:00pm PST daily (op more ... Additional Information For Massachusetts Residents - You have the right to make a written or oral request that telephone calls regarding your debt not be more ... NCA Financial Services, Inc letter - Please be advised that any payment in an amount less that the actual due balance owing that is forwa more ... Additional Information For Colorado Residents - A consumer has the right to request in writing that a debt collector or collection agency cease furt more ... My car was repossessed and now my bank is suing me for the deficiency. - The deficiency amount the bank can sue you for must be the difference between a commercially reasona more ... I’m being sued for a debt by a debt collection agencychr(59) however, I recently filed for bankruptcy. - Bankruptcy is an absolute defense against a debt collection lawsuit. If the debt was previously dis more ... What is lack of standing in a debt collection lawsuit? - When you’re being sued by the debt buyer and not the original creditor, then you may be able to use more ... I’m involved in a debt collection lawsuit and I dispute the debt amount. - If you believe the amount of debt owed in the summons or complaint is incorrect, then you have the r more ... I was served a summons with a credit card transaction sheet but payments I made to the account are missing. - You may occasionally find an attachment to your summons listing the transactions associated with the more ... Does the debt buyer have to be licensed to bring a debt collection lawsuit against me? - Dependent on state and local laws, the debt buyer may have to be licensed in order to sue you for th more ... I was an authorized user on my girlfriends credit card account and now she has defaulted? Wil the creditor try to sue me? - The authorized user defense may apply if you were added to the credit card as an authorized user. Th more ... Can I use statute of limitations as my debt collection lawsuit defense? - The statute of limitations help protect consumers against collection agencies and other people from more ... What happens if Ichr(39)m a victim of identity theft and I just been sued by the creditor? - The defense of identity theft applies when youchr(39)re being sued by a creditor for a debt that is more ... Can I use improper service as a defense in a debt collection lawsuit? - All or some of the following information may be valid in your state. No personal jurisdiction, impr more ... What is not a common defense in a creditor lawsuit? - The following information may not apply in your state of residence. A defense is the reason(s) why t more ... What are collection agencies? - Businesses that pursue past due and late bills are collection agencies. Most collection agencies mak more ... I just got this letter: Final Notice and Demand - The Law Offices of Harrison Ross Byck, Esq., P.C. 229 Plaza Boulevard, Suite 112 Morrisville, PA 1 more ... I decided to ignore a lawsuit against me by a creditor? - Collection agencies love when a debtor simply ignores a lawsuitchr(59) ignoring a lawsuit makes obta more ... How can I get debt collection attorney off my back? - Debt collectors love to put the squeeze on debtors. You may think you have no money to payoff the d more ... What is a judgment debtor? - If your creditor takes you to court and you lose the suit, then you’re considered the judgment debto more ... How can debt collectors call me from my home phone? - Caller ID Spoofing A Debt Collector Trick A debt collector can use caller ID spoofing to make a more ... |