|
Debt and credit questions.
The following debt and credit questions will be answered as soon as possible. New debt and credit questions are posted daily.
Thank you in advance for your patience.
'affirmative defense against a credit card company lawsuit'?
-
| 100.0% | 1. | A Few Things You Need to Look For You When Choosing a Criminal Defense Attorney - It happens sometimes that people are charged with criminal charges that have been filed against them, and these people need all help they can get, especially they need a criminal defense attorney who will actually do everything they can to defend their clients. There are many advantages to hiring criminal defense attorney, and one of them is that they will actually help to simplify the process of dealing with criminal proceedings for their clients, they will also make sure that their client's rights are considered and well protected and deal with any appeals that need to be performed. - 2009-05-13.Legal Articles from EzineArticles.com | | 89.2% | 2. | Consumer files an FDCPA lawsuit because of an old credit card debt and wins $311,000 -
A man who was twice sued over a $3,800 credit card debt, received a
$311,000 judgment after a federal judge determined a North Dakota
law firm violated debt collection laws.
It was quite simple actually. A firm had filed a lawsuit
against this consumer, on behalf of a Colorado collection company,
CACV, seeking to collect on a $3,800 debt he owed Chase Manhattan
Bank, along with about $6,000 in interest and attorney's
fees.
Just two years earlier this man had a similar lawsuit, also filed
on behalf of CACV, dismissed because the five-year statute of
limitations had e ...
- 2009-04-30.Jeff's Blog | | 83.2% | 3. | "Defense Of Credit Card Lawsuits," by Stefano Grossi -
Whether or not you are believe the news media about a declining US
economy, one thing is for sure, debt collectors are actively filing
suits to collect debts. One large collection firm based out of
Atlanta has indicated that they file an average of 279 collection
lawsuits per day. A lawsuit is often the final effort in the
creditor's attempt to collect a debt. If the harassing and often
illegal collection calls were no ...
- 2009-05-13.DebtSmart.com News | | 76.9% | 4. | What to do if a Debt Collector Sues You. -
Is a debt collection company
suing you over an old credit card debt?
If a debt collector is suing you
over an old credit card bill, you are probably wondering what to
do. When a credit card
company is unable to collect money from you over a period of time,
they often sell your debt for pennies on the dollar to a debt
collection company.
Often times the debt co
...
- 2008-06-13.Jeff's Blog | | 54.9% | 5. | -
How does
Unsecured Debt work
Lets first say you have
been approved for a credit card with a spending limit of $7000. You
then activate the credit card and start using it to purchase
various items like, clothes, furniture, movies etc) Once you
purchase any item with that credit card, the card created unsecured
debt. The card is considered unsecured because it was issued to you
based on ...
- 2007-11-26.Kimbery Credit Counselings Blog | | 54.7% | 6. | Texas Teacher Retirement System Seeks Control Of Bank Of America Lawsuit - The Teacher Retirement System (TRS) of Texas has asked to be the lead plaintiff in a federal class-action lawsuit against Bank of America Corp.
Plaintiffs allege in the lawsuit, filed in January, that Bank of America made “untrue statements” and withheld crucial information from shareholders during its acquisition of Merrill Lynch & Co. Inc. last [...] - 2009-03-26.Higgins and Associates | | 52.9% | 7. | Do You Pay Your Credit Card Bills Late? - If you pay your credit card bills late, you are in good company. Almost 58 million Americans admit they don’t pay their bills on time. That is almost 26 percent of all adult Americans.
The 2009 Consumer Financial Literacy Survey was released in Washington, DC on Tuesday by the National Foundation for Credit Counseling (NFCC). The survey [...] - 2009-04-30.Debt Law Network | | 52.1% | 8. | Palisades Collection Company sues a man and loses lawsuit on Appeal! -
An appeals court in New Jersey has overturned a $17,500 judgment
against a debtor because the collection law firm that originally
won the case admitted a page from the Web site Wikipedia into
evidence.
A panel of appellate judges in the Superior Court of New Jersey
– Appellate Division said in their opinion dated April 17
that Wikipedia is a "malleable source of information" and that it
is "inherently unreliable."
The case involved a debt collection action brought on behalf of
debt purchaser Palisades Collection, LLC against Steven Graubard.
Palisades' legal representation ...
- 2009-04-27.Jeff's Blog | | 52.0% | 9. | NCO Financial Systems paid PA consumers over $300,000 -
If a debt collector contacts you about a debt that you are not sure
you owe, please be very cautious – here is why:
Either a legitimate debt collection company is making a mistake by
collecting the debt from the wrong consumer; OR
A schemer is simply looking for ways to access your credit card or
bank accounts.
A debt collection company was just fined 5 MILLION dollars by the
Federal Trade Commission for reporting inaccurate information to
the credit agencies (Equifax, Experian, TransUnion).
Therefore, this Company – NCO Financial System ...
- 2009-01-22.Jeff's Blog | | 50.4% | 10. | Palisades Collection Company sues a man and loses lawsuit on Appeal! -
An appeals court in New Jersey has overturned a $17,500 judgment
against a debtor because the collection law firm that originally
won the case admitted a page from the Web site Wikipedia into
evidence.
A panel of appellate judges in the Superior Court of New Jersey
– Appellate Division said in their opinion dated April 17
that Wikipedia is a “malleable source of information”
and that it is “inherently unreliable.”
The case involved a debt collection action brought on behalf of
debt purchaser Palisades Collection, LLC against Steven Graubard.
Palis ...
- 2009-04-27.Jeff's Blog |
'Request for production of documents debt collector lawsuit california'?
-
| 100.0% | 1. | What to do if a Debt Collector Sues You. -
Is a debt collection company
suing you over an old credit card debt?
If a debt collector is suing you
over an old credit card bill, you are probably wondering what to
do. When a credit card
company is unable to collect money from you over a period of time,
they often sell your debt for pennies on the dollar to a debt
collection company.
Often times the debt co
...
- 2008-06-13.Jeff's Blog | | 78.5% | 2. | Woman Files Lawsuit for a Debt Collector posting on MySpace! -
Did you know that if a debt collector cannot locate you, he/she may
try searching on various social networking sites such as MySpace,
Twitter, or Facebook? It's true! Debt collectors have
been able to locate debtors using these very popular
websites. If your profile is public, it would be very easy
for a debt collector to find out personal information about you and
possibly your friends and/or relatives.
In what appears to be one of the first lawsuits related to debt
collection harassment on a social network, a Michigan lady is suing
- 2009-04-03.Jeff's Blog | | 71.8% | 3. | Armando Montelongo Relocates to California? - Armando Montelongo frequently tells viewers that in 2001, he grew tired of being unemployed, living in his in-law’s garage in Southern California. He and his wife borrowed $1000, packed up the car, and coasted into San Antonio on their last tank of gas, where he negotiated two months of free rent and sold all his furniture [...] - 2008-06-19.Flip This Lawsuit | | 70.5% | 4. | Man Sues Debt Collector's Law Firm; Wins $311,000 - A Montana man with a disabling brain injury told debt collector lawyers that the time limit for seeking payment on a debt they claimed he owed had expired and that a lawsuit had been dismissed before. But a North Dakota... - 2009-05-02.Denise Richardson | | 66.6% | 5. | FDCPA violations for contacting neighbors and relatives -
A debt collector discloses to a third party (a neighbor or
relative) that you have a debt. This is a violation of the
Fair Debt Collection Practices Act (FDCPA). A collector, by
law, is NOT allowed to do this.
A debt collector IS allowed to make one reasonable phone call to a
neighbor or a relative in an attempt to locate you by confirming or
correcting location information. However, the debt collector
is not supposed to disclose any information about the debt that you
owe. The debt collector is also not supposed to ask a third
party to “pass a m ...
- 2009-03-30.Jeff's Blog | | 65.3% | 6. | A Need to Know Debt Collection Tactic to Harass and Threaten you into paying an Old Debt -
A debt collection tactic that FDCPA attorney, Jeff Suher wants you
to know about!!
O.K., debt collectors can be sleazy - but this tactic is one
that takes the cake.
Let me simply put a scenario together for you.....
A debt collector contacts a consumer about an old debt and
requests thousands of dollars, as they often do. A lot of
times the consumer cannot afford to pay a lump sum of thousands of
dollars and will request monthly payments.
- 2008-06-11.Jeff's Blog | | 62.4% | 7. | What did Jeff do this week? -
ABUSE OF POWER
This week I came face to face with the abuse of power.
Each one of us holds enormous power. Unfortunately we
often give it away. Our government asks for power in
order to protect us. Corporations ask for power so they can
“make our lives better” by providing us with the
products they claim we need. We all want
protected. We all want the new “electronic
gadget.” So in our vulnerable state, we
give away our power. Those who accept the power we gi ...
- 2009-01-23.Jeff's Blog | | 57.8% | 8. | Sue a Lawyer - Find Out How to Win a Legal Malpractice Suit - If you wish to sue your lawyer for breach of contract, breach of fiduciary duty, or for negligence, you will have to file a legal malpractice claim. However, it is not very easy to prove such a claim in court. In order to win the lawsuit against your attorney, you would be required to furnish proper documents, as well as expert witnesses to prove your claim. read on to get tips to sue your lawyer successfully. - 2009-05-12.Legal Articles from EzineArticles.com | | 56.7% | 9. | -
Debt Problems: Can My
Employer Be Contacted By A Debt Collector?
A debt collector may contact your employer to verify that you are
employed by them, also they can find out whether you have medical
insurance to cover a specific debt that you may have, or they may
call to garnish your wages. In order to do this the debt collection
agency must first sue you and obtain a judgment against you. Most
states require debt collectors to make these inquiries of your
employer in writing; but at times ...
- 2008-01-31.Kimbery Credit Counselings Blog | | 56.4% | 10. | The Freedom of Information Act Opens Access to Government Documents - Get the public records you need shipped right to your door thanks to the Freedom of Information Act. You have the right as an American citizen to have free access to a wealth of information. Order the documents you need online and have them shipped directly to your door. - 2009-05-08.Legal Articles from EzineArticles.com |
1 866 debt collector phone numbers?
-
| 100.0% | 1. | FDCPA violations for contacting neighbors and relatives -
A debt collector discloses to a third party (a neighbor or
relative) that you have a debt. This is a violation of the
Fair Debt Collection Practices Act (FDCPA). A collector, by
law, is NOT allowed to do this.
A debt collector IS allowed to make one reasonable phone call to a
neighbor or a relative in an attempt to locate you by confirming or
correcting location information. However, the debt collector
is not supposed to disclose any information about the debt that you
owe. The debt collector is also not supposed to ask a third
party to “pass a m ...
- 2009-03-30.Jeff's Blog | | 93.6% | 2. | Handling Harassment by Debt Collectors! - Are you being contacted by debt collectors? Is a debt collector harassing you to pay a debt for someone you don't even know? Here is a story and a video about a woman facing these types of harassing phone calls from a debt collector called RPM. - 2008-02-06.Jeff's Blog | | 88.3% | 3. | NCO Financial Systems paid PA consumers over $300,000 -
If a debt collector contacts you about a debt that you are not sure
you owe, please be very cautious – here is why:
Either a legitimate debt collection company is making a mistake by
collecting the debt from the wrong consumer; OR
A schemer is simply looking for ways to access your credit card or
bank accounts.
A debt collection company was just fined 5 MILLION dollars by the
Federal Trade Commission for reporting inaccurate information to
the credit agencies (Equifax, Experian, TransUnion).
Therefore, this Company – NCO Financial System ...
- 2009-01-22.Jeff's Blog | | 86.7% | 4. | What can I do to stop debt collection calls about OLD DEBT -
Are you a Pittsburgh consumer receiving harassing phone calls from
debt collectors trying to collect an old debt that is 5, 10, or
even 15 years old? Are you wandering what to do with these
phone calls? Are you wandering if you should just pay the
debt to clear your name?
Well, you no longer have to worry or wander about old debt.
The only thing you need to know is DON"T PAY THE DEBT
COLLECTOR!! Here's why:
* Debt collectors buy very old deb ...
- 2008-05-06.Jeff's Blog | | 84.9% | 5. | -
Debt Problems: Can My
Employer Be Contacted By A Debt Collector?
A debt collector may contact your employer to verify that you are
employed by them, also they can find out whether you have medical
insurance to cover a specific debt that you may have, or they may
call to garnish your wages. In order to do this the debt collection
agency must first sue you and obtain a judgment against you. Most
states require debt collectors to make these inquiries of your
employer in writing; but at times ...
- 2008-01-31.Kimbery Credit Counselings Blog | | 81.5% | 6. | Jeff Suher represents Pittsburgh consumer whose credit card was stolen by Buffalo Debt Collector -
Jeff Suher is representing a Pittsburgh consumer who was
unfortunate enough to be tricked and harassed into giving up her
credit card information. This consumer did not even owe the
debt! However, the sleazy debt collector made her feel
ashamed of an old debt to the point of talking her into giving up
her debit card information.
This sleazy, and I mean sleazy collector then stole her numbers and
went on a shopping spree - charging almost $1900 in things that he
had delivered to his house...... OOPS. Maybe not so smart.
The Buffalo man was picked up and charge ...
- 2008-10-10.Jeff's Blog | | 72.6% | 7. | What did Jeff do this week? -
ABUSE OF POWER
This week I came face to face with the abuse of power.
Each one of us holds enormous power. Unfortunately we
often give it away. Our government asks for power in
order to protect us. Corporations ask for power so they can
“make our lives better” by providing us with the
products they claim we need. We all want
protected. We all want the new “electronic
gadget.” So in our vulnerable state, we
give away our power. Those who accept the power we gi ...
- 2009-01-23.Jeff's Blog | | 72.1% | 8. | The Bureau of Collection Recovery Inc. - Calls a Pittsburgh Consumer a deadbeat and a liar! -
Bureau
of Collection Recovery Inc. “BCR” is a debt
collector. BCR purchases old cellular phone
debts.
A debt
collector employed by BCR contacted a Pittsburgh consumer regarding
an old cellular phone bill. The consumer repeatedly told the
...
- 2008-07-17.Jeff's Blog | | 71.1% | 9. | Debt Collectors who try to collect "Phantom Debts" -
According to a local news story
published in Baltimore, Maryland, a woman got a
phone call from a debt collector looking for her
sister-in-law. The Debt Collector was alleging
she owed a lot of money. How many times have we heard this
line???
However, the sister-in-law owed
nothing. The debt collector who called her was
National Service of Processors, RCI, or RSI, and sometimes goes by
the name of Maxine Billings. ...
- 2009-02-05.Jeff's Blog | | 64.1% | 10. | No Phone, no problem! Warning, Pennsylvania Consumers: Debt Collectors Will do what it takes to find you - Debt Collectors Go High-Tech. Debt Collectors will do whatever it takes to find you. Often times, debt collectors do what is known as a "Skip" trace. Within this "Skip" trace, a collector can find contact information for you, your neighbors, and your relatives. Debt collectors are now even using the internet, emails, cell phones, FaceBook, and Twitter. Watch this video for more information - 2009-01-04.Jeff's Blog |
155 MID ATLANTIC P THOROFARE NJ 08086 856 931-4500?
-
155 mid atlantic thorofare nh?
-
20 day notice on summon debt collector when does it start?
-
| 100.0% | 1. | FDCPA violations for contacting neighbors and relatives -
A debt collector discloses to a third party (a neighbor or
relative) that you have a debt. This is a violation of the
Fair Debt Collection Practices Act (FDCPA). A collector, by
law, is NOT allowed to do this.
A debt collector IS allowed to make one reasonable phone call to a
neighbor or a relative in an attempt to locate you by confirming or
correcting location information. However, the debt collector
is not supposed to disclose any information about the debt that you
owe. The debt collector is also not supposed to ask a third
party to “pass a m ...
- 2009-03-30.Jeff's Blog | | 97.0% | 2. | What can I do to stop debt collection calls about OLD DEBT -
Are you a Pittsburgh consumer receiving harassing phone calls from
debt collectors trying to collect an old debt that is 5, 10, or
even 15 years old? Are you wandering what to do with these
phone calls? Are you wandering if you should just pay the
debt to clear your name?
Well, you no longer have to worry or wander about old debt.
The only thing you need to know is DON"T PAY THE DEBT
COLLECTOR!! Here's why:
* Debt collectors buy very old deb ...
- 2008-05-06.Jeff's Blog | | 93.5% | 3. | The Tale of a Dead Man Walking.... -
Have you ever heard of the tale of the
dead man walking? If not, just ask debt
collector, Phillips & Cohen. Apparently,
they know all about it. A consumer received a
debt collection letter from Phillips & Cohen – well
actually they wrote to the debtor’s estate, passing on
condolences and seeking to obtain money for a
debt. Get this, they even enclosed a leaflet
advising his family on how to wind up his estate and pay off
debt. The on ...
- 2008-09-18.Jeff's Blog | | 85.1% | 4. | -
Debt Problems: Can My
Employer Be Contacted By A Debt Collector?
A debt collector may contact your employer to verify that you are
employed by them, also they can find out whether you have medical
insurance to cover a specific debt that you may have, or they may
call to garnish your wages. In order to do this the debt collection
agency must first sue you and obtain a judgment against you. Most
states require debt collectors to make these inquiries of your
employer in writing; but at times ...
- 2008-01-31.Kimbery Credit Counselings Blog | | 83.0% | 5. | Handling Harassment by Debt Collectors! - Are you being contacted by debt collectors? Is a debt collector harassing you to pay a debt for someone you don't even know? Here is a story and a video about a woman facing these types of harassing phone calls from a debt collector called RPM. - 2008-02-06.Jeff's Blog | | 75.0% | 6. | VIDEO - Outrageous Debt Collection Calls, and how a debt collector becomes "Mr. Mean" - Outrageous video clips on 20/20. Debt collectors calling at 2:00 a.m., leaving harassing messages. Debt collectors saying they were just knocking at your door!!!! Threatening a consumer's life!!! The dirty laundry list goes on and on. An ex-debt collector is interviewed, describing how he became "Mr. Mean!". This is a must see!!! - 2008-07-17.Jeff's Blog | | 74.7% | 7. | Run a Personal Background Check - Find Out If the New Boyfriend Has a Warrant - Your best friend meets a new guy online. They chat for a little bit and seem to get along, and then they decide to meet each other in person. For the next two weeks they start seeing each other very regularly and all you hear about is what a great guy he is. Then one day he moves in and you start to realize your friend is hiding bruises. - 2009-05-06.Legal Articles from EzineArticles.com | | 73.8% | 8. | A Need to Know Debt Collection Tactic to Harass and Threaten you into paying an Old Debt -
A debt collection tactic that FDCPA attorney, Jeff Suher wants you
to know about!!
O.K., debt collectors can be sleazy - but this tactic is one
that takes the cake.
Let me simply put a scenario together for you.....
A debt collector contacts a consumer about an old debt and
requests thousands of dollars, as they often do. A lot of
times the consumer cannot afford to pay a lump sum of thousands of
dollars and will request monthly payments.
- 2008-06-11.Jeff's Blog | | 73.7% | 9. | Woman Files Lawsuit for a Debt Collector posting on MySpace! -
Did you know that if a debt collector cannot locate you, he/she may
try searching on various social networking sites such as MySpace,
Twitter, or Facebook? It's true! Debt collectors have
been able to locate debtors using these very popular
websites. If your profile is public, it would be very easy
for a debt collector to find out personal information about you and
possibly your friends and/or relatives.
In what appears to be one of the first lawsuits related to debt
collection harassment on a social network, a Michigan lady is suing
- 2009-04-03.Jeff's Blog | | 73.7% | 10. | Debt Collection Lawsuits Not Being Served - Is this Part of the Collection Business? -
New York Attorney General will be filing a lawsuit against one of
the largest servers of debt collection legal action notices for
failing to effectively notify debtors that legal action is pending
against them, according to a media report.
The case, according to the paper, stems in part from a report
issued by non-profit law firm MFY Legal Services.
Lawyers at MFY claim that it is in the best interest of creditors
and debt collection law firms to make sure debtors do not receive
notice of legal action. One lawyer told The Times that
“sewer service” – ...
- 2009-04-14.Jeff's Blog |
20 days to answer creditor?
Do not ignore the summons; hoping that it'll go away. It will not! You should consider contacting an experienced collections attorney. If you were served a summons by the court, then you have 20 days to answer the summons. The summons should give you some additional information on how to answer the summons. Before answering the summons, you should verify if you have any absolute defenses, such as the statute of limitations. The summons should be attached with additional documentation support the claims. Read this documentation carefully. Is the documentation just a printout of transactions? Does the documentation include the original contract with your signature? Your creditor has the burden of proof. By ignoring the summons, you run the real chance of having a default judgment or summary judgment issued against you.
- 9/2/2008 2:40:13 PM
| 100.0% | 1. | AALS Debtor-Creditor Call for Papers - The Association of American Law Schools' Debtor-Creditor Section issued a call for papers on debtor-creditor scholarship, most broadly understood, for presentation at the AALS Annual Meeting in New Orleans in January 2010. Proposals are welcome from a wide array of... - 2009-04-11.Credit Slips | | 81.4% | 2. | Credit Companies are Hurting Your Credit Score - Just when you think you've got the calculation of credit scores figured out... you discover that credit companies can actually hurt your credit score – and it's not what you are probably thinking. Of course, if you don't make your payments on time, a creditor can report you as 30, 60, 90 or 180 days late which will eventually decrease your FICO score, particularly if you make a habit of making payments late. But creditors can also decrease your credit score through no fault of your own. - 2009-03-25.Destroy Debt | | 79.8% | 3. | creditor payoff - How much will a creditor agree for payoff?? - 2009-05-14.Debt Consolidation Care Forum- RSS Feed | | 73.7% | 4. | -
How to Handle Your Creditors and
Debt Collectors
Depending on the situation that you may be in and the amount
of money available for you to pay your creditors, consider how you
are going to pay off these debts. Debt consolidation can be a
solution to this problem and help avoid those calls from creditors
and collection agencies looking to get the money that is owed to
them.
There are 2 different types of collectors that may call you. If the
account you ...
- 2007-09-25.Kimbery Credit Counselings Blog | | 72.2% | 5. | DOWNLOADS: 37 Days to Clean Credit - 
How I Boosted My Credit Score 135 Points In Only 37 Days! - 2009-05-13.DebtSmart.com News | | 71.5% | 6. | Pro Se: Wages and Exemption - Re: Ch. 7
I just read something that sort of freaked me out. We are filing Ch 7 next week the day before payday for both of us. So we will have like $500 in the bank at the time. That is what I am listing on my exemptions for the bank account.
My question is about the 75% exemption on earnings for the 30 days prior - since I will not have any of our earnings left but $500, that is all I am exempting right. This 30 days prior thing is throwing me off - do I need to list our paychecks from the 3... - 2009-05-14.Debt Consolidation Care Forum- RSS Feed | | 63.8% | 7. | which is better? - Is it better on your cr to settle an account that was charged off, or pay full amount also how do they report how it was paid? Do they show settled or just paid for both situations? thanks to anyone who can answer this for me - 2009-05-09.Bad Credit Repair Discussion Forum | | 58.0% | 8. | -
Can a creditor take me to court if I
fail to make payment?
Yes
they can take you to court. If your debt is large enough, your
creditors may refer your account to an attorney and take you to
court. Often creditors will win if they file a lawsuit against you
in court. The only time they would not win is if they file a law
suit and do not appear at the hearing on a specific court date.
Cred ...
- 2007-12-13.Kimbery Credit Counselings Blog | | 57.0% | 9. | I Will Be Retiring Soon and Pay Off Mortgage With IRA Money. What Taxes Will I Owe? - Robert - This question was submitted to me through the GetOutOfDebt.org site. You can ask a question online here.
Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and [...] - 2009-05-07.How to Get Out of Debt - Free Help | | 56.5% | 10. | Received a summons on April 28 - I owe Discover card 11,000.00. I received a summons on April 28 and today is May 8. I have a week from Monday to answer it. I don't even know how to go about it. I live in Rhode Island. We had been paying the lawyer money for the past three months but now he wants a judgement. My husband has... - 2009-05-08.Bad Credit Repair Discussion Forum |
2009 debt collector buffalo?
-
| 100.0% | 1. | Jeff Suher represents Pittsburgh consumer whose credit card was stolen by Buffalo Debt Collector -
Jeff Suher is representing a Pittsburgh consumer who was
unfortunate enough to be tricked and harassed into giving up her
credit card information. This consumer did not even owe the
debt! However, the sleazy debt collector made her feel
ashamed of an old debt to the point of talking her into giving up
her debit card information.
This sleazy, and I mean sleazy collector then stole her numbers and
went on a shopping spree - charging almost $1900 in things that he
had delivered to his house...... OOPS. Maybe not so smart.
The Buffalo man was picked up and charge ...
- 2008-10-10.Jeff's Blog | | 71.4% | 2. | Video - Debt Collectors posing as Law Enforcement Officers and Lawyers -
A Texas couple flees their home, in fear that the police are coming
to arrest them. However, it was NOT law enforcement who was
calling threatening to "pick-them up". It was a debt
collector.
Another couple thinks that the Maryland police department is
contacting them, however after investigations, it appears to be a
Buffalo debt collection company.
Dateline NBC investigates Final Claims Asset Locators, a debt
collection company owned and started by a man who served time for
armed robbery! Basically this lets us know, that there is
nothing in place to ch ...
- 2009-04-07.Jeff's Blog | | 64.7% | 3. | FDCPA violations for contacting neighbors and relatives -
A debt collector discloses to a third party (a neighbor or
relative) that you have a debt. This is a violation of the
Fair Debt Collection Practices Act (FDCPA). A collector, by
law, is NOT allowed to do this.
A debt collector IS allowed to make one reasonable phone call to a
neighbor or a relative in an attempt to locate you by confirming or
correcting location information. However, the debt collector
is not supposed to disclose any information about the debt that you
owe. The debt collector is also not supposed to ask a third
party to “pass a m ...
- 2009-03-30.Jeff's Blog | | 61.3% | 4. | Woman Files Lawsuit for a Debt Collector posting on MySpace! -
Did you know that if a debt collector cannot locate you, he/she may
try searching on various social networking sites such as MySpace,
Twitter, or Facebook? It's true! Debt collectors have
been able to locate debtors using these very popular
websites. If your profile is public, it would be very easy
for a debt collector to find out personal information about you and
possibly your friends and/or relatives.
In what appears to be one of the first lawsuits related to debt
collection harassment on a social network, a Michigan lady is suing
- 2009-04-03.Jeff's Blog | | 56.1% | 5. | Debt Collectors and the Economic Crisis of 2009, some things to ponder....... -
What will debt collectors do in 2009 given the current economic
crisis?
The truth is, nobody truly knows what will happen in the
future. All we do know is that during economic hard times,
consumers will pay for their necessities first (food, clothing,
shelter, utilities) and car payments, credit card payments, student
loan payments, will be last on the list.
Original creditors may give consumers more of a chance in making
payments prior to charging off the debt or selling it to a debt
collector. This may mean more negotiations between the
original creditors an ...
- 2009-01-21.Jeff's Blog | | 55.1% | 6. | -
Debt Problems: Can My
Employer Be Contacted By A Debt Collector?
A debt collector may contact your employer to verify that you are
employed by them, also they can find out whether you have medical
insurance to cover a specific debt that you may have, or they may
call to garnish your wages. In order to do this the debt collection
agency must first sue you and obtain a judgment against you. Most
states require debt collectors to make these inquiries of your
employer in writing; but at times ...
- 2008-01-31.Kimbery Credit Counselings Blog | | 53.7% | 7. | Handling Harassment by Debt Collectors! - Are you being contacted by debt collectors? Is a debt collector harassing you to pay a debt for someone you don't even know? Here is a story and a video about a woman facing these types of harassing phone calls from a debt collector called RPM. - 2008-02-06.Jeff's Blog | | 48.5% | 8. | VIDEO - Outrageous Debt Collection Calls, and how a debt collector becomes "Mr. Mean" - Outrageous video clips on 20/20. Debt collectors calling at 2:00 a.m., leaving harassing messages. Debt collectors saying they were just knocking at your door!!!! Threatening a consumer's life!!! The dirty laundry list goes on and on. An ex-debt collector is interviewed, describing how he became "Mr. Mean!". This is a must see!!! - 2008-07-17.Jeff's Blog | | 48.2% | 9. | A Debt Collector Can Ease Your Pain, WHAT?????? -
Okay, I just had to share this article with you. This article
was recently posted in the New York Times.
Apparently, debt collectors can ease your pain, and can try to help
you out and give out financial advice over the phone!!! And,
apparently we should be thankful for this!!!
I guess we should be glad and thankful for debt collectors who
advise us to take out a second mortgage on our home to pay a small
credit card debt, and debt collectors who suggest the United Way.
Doesn't the United Way have better and more charitable things
to do than help people ...
- 2009-02-05.Jeff's Blog | | 47.9% | 10. | What can I do to stop debt collection calls about OLD DEBT -
Are you a Pittsburgh consumer receiving harassing phone calls from
debt collectors trying to collect an old debt that is 5, 10, or
even 15 years old? Are you wandering what to do with these
phone calls? Are you wandering if you should just pay the
debt to clear your name?
Well, you no longer have to worry or wander about old debt.
The only thing you need to know is DON"T PAY THE DEBT
COLLECTOR!! Here's why:
* Debt collectors buy very old deb ...
- 2008-05-06.Jeff's Blog |
2009 Fair Debt Collection Practices Act cell phone after 9?
-
| 100.0% | 1. | A respite for lawyers...the FDCPA does NOT require plain English in pleadings - I just read the Sixth Circuit's opinion in Miller v Javitch, Block & Rathbone, 561 F.3d 588 (2009). This case holds good news for debt collection lawyers. In that case, Miller contends that JBR violated the Fair Debt Collection Practices... - 2009-05-11.Michigan Collection Law Blog | | 93.4% | 2. | Bizarre Debt Collectors' Tactics - The Michigan Collection Law Blog has posted an article about "outrageous debt collectors' actions." It gives two examples of creditor harassment that violates the Fair Debt Collection Practices Act. A man was delinquent on his Mercedes payments and the collection... - 2009-05-10.Alabama Consumer Law Blog | | 88.2% | 3. | Frequently Asked Questions about Debt Collectors - According to the Federal Trade Commission, a debt collector is any company or person with the business purpose of collecting debts that are owed to others. Debt collectors may be collection agencies, companies that buy debts from other businesses and then attempt to collect the money, and lawyers who collect debts regularly. The FTC is a consumer protection agency that is responsible for enforcing the Fair Debt Collection Practices Act. Under this act, consumers are protected against collectors using abusive, deceptive or unfair practices in their efforts to collect money from you. - 2009-04-01.Destroy Debt | | 80.3% | 4. | New Video Discussing Third Party Contacts - What Is A "Third Party"? - As we have discussed before, abusive debt collectors love to contact third parties to intimidate you into paying a debt. When they do this, they should be sued under federal law (Fair Debt Collection Practices Act) and state law (invasion... - 2009-05-13.Alabama Consumer Law Blog | | 74.9% | 5. | Woman Files Lawsuit for a Debt Collector posting on MySpace! -
Did you know that if a debt collector cannot locate you, he/she may
try searching on various social networking sites such as MySpace,
Twitter, or Facebook? It's true! Debt collectors have
been able to locate debtors using these very popular
websites. If your profile is public, it would be very easy
for a debt collector to find out personal information about you and
possibly your friends and/or relatives.
In what appears to be one of the first lawsuits related to debt
collection harassment on a social network, a Michigan lady is suing
- 2009-04-03.Jeff's Blog | | 73.9% | 6. | FDCPA violations for contacting neighbors and relatives -
A debt collector discloses to a third party (a neighbor or
relative) that you have a debt. This is a violation of the
Fair Debt Collection Practices Act (FDCPA). A collector, by
law, is NOT allowed to do this.
A debt collector IS allowed to make one reasonable phone call to a
neighbor or a relative in an attempt to locate you by confirming or
correcting location information. However, the debt collector
is not supposed to disclose any information about the debt that you
owe. The debt collector is also not supposed to ask a third
party to “pass a m ...
- 2009-03-30.Jeff's Blog | | 72.6% | 7. | -
Debt Problems: Can My
Employer Be Contacted By A Debt Collector?
A debt collector may contact your employer to verify that you are
employed by them, also they can find out whether you have medical
insurance to cover a specific debt that you may have, or they may
call to garnish your wages. In order to do this the debt collection
agency must first sue you and obtain a judgment against you. Most
states require debt collectors to make these inquiries of your
employer in writing; but at times ...
- 2008-01-31.Kimbery Credit Counselings Blog | | 64.7% | 8. | Consumer files an FDCPA lawsuit because of an old credit card debt and wins $311,000 -
A man who was twice sued over a $3,800 credit card debt, received a
$311,000 judgment after a federal judge determined a North Dakota
law firm violated debt collection laws.
It was quite simple actually. A firm had filed a lawsuit
against this consumer, on behalf of a Colorado collection company,
CACV, seeking to collect on a $3,800 debt he owed Chase Manhattan
Bank, along with about $6,000 in interest and attorney's
fees.
Just two years earlier this man had a similar lawsuit, also filed
on behalf of CACV, dismissed because the five-year statute of
limitations had e ...
- 2009-04-30.Jeff's Blog | | 62.2% | 9. | NCO Financial Systems paid PA consumers over $300,000 -
If a debt collector contacts you about a debt that you are not sure
you owe, please be very cautious – here is why:
Either a legitimate debt collection company is making a mistake by
collecting the debt from the wrong consumer; OR
A schemer is simply looking for ways to access your credit card or
bank accounts.
A debt collection company was just fined 5 MILLION dollars by the
Federal Trade Commission for reporting inaccurate information to
the credit agencies (Equifax, Experian, TransUnion).
Therefore, this Company – NCO Financial System ...
- 2009-01-22.Jeff's Blog | | 61.4% | 10. | No Phone, no problem! Warning, Pennsylvania Consumers: Debt Collectors Will do what it takes to find you - Debt Collectors Go High-Tech. Debt Collectors will do whatever it takes to find you. Often times, debt collectors do what is known as a "Skip" trace. Within this "Skip" trace, a collector can find contact information for you, your neighbors, and your relatives. Debt collectors are now even using the internet, emails, cell phones, FaceBook, and Twitter. Watch this video for more information - 2009-01-04.Jeff's Blog |
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Disclaimer: This site provides general information for consumers and links to other sources of information. Information provided may not apply to courts within your state. This site does not provide legal advice, which you can only get from an attorney; also, the average citizen may obtain this advice free of charge from the Internet. This site has no control over the information on linked sites.
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