Asset Acceptance, LLC

6/14/2011 4:38:58 PM

Asset Acceptance, LLC
Toll Free 877-850-0087 Ext 0
P.O. Box 2036
Warren, MI 48090-2039

I just got this letter:

Time for you to put this delinquent account behind you! Time for you to take advantage of the discount offer we are extending to you this month! So take action - accept our offer of 50% off your current balance of $3500 to settle your account by June 30, 2011!

It may be possible to extend the deadline under certain circumstances. The settlement offer outlined above is guaranteed through the referenced expiration date. After that time we reserve the right to modify the settlement offer, or revoke the offer entirely. We are not obligated to renew this offer.

This offer is void if a previous settlement has been arranged.

This is an attempt to collect a debt and any information obtained will be used for that purpose.

Sincerely,
Christi Wright, Debt Collector
877-850-0087 Ext 0
Asset Aceptance, LLC

Online
Go to www.paymybill.com

Comments

Posted by Dan, Myrtle Beach on 2011-9-10 11:23:42

I'm not sure what you are trying to say here. However, I got the same letter. I looked up their number and called it. But they are not in on the weekends. But the number I got on the letter...the 877-850-0087 they are there. So not sure what is going on.

Posted by frank and garnet barton, eugene,or on 2011-9-13 14:42:15

my fathers name was frank j. barton we are tired of getting harrassing calls at 12;30 am all day long for frank m barton user id 0271627 quit calling 541-688-0229 not related he lives in veneta,or i looked it up on line you try to do the same we live in eugene,or not related do not know him! i turned your company into the state of oregon hopefully they can help next an attorney see what you will pay

Posted by marty miller, southern california on 2011-10-8 17:53:12

i got 2 letters from Asset Acceptance LLC POBOX 2036 Warren MI 48090-2036. Saying I owe Large sums of money for Target and Victorias Secret with Acct# that is nowhere near close to mine. I checked my credit report they are not on there! I called Targetand Victoria's they have no knowledge of any deliquent accounts. Good thing I caught this!!

Posted by JT, nor cal on 2011-11-1 19:40:40

Sounds like they are offering screaming deals. Apparently I have a debt of $1892.00 and they are willing to take a settlement of $79.00 to close it.

It was a letter from a Christi Wright, debt collector- Asset Acceptance LLC. The phone number is 877-850-0087 ext 0. They say its regarding a providian account (which i have never had one)This shit is bogus.

Posted by Margaretta Nicholson, Phila. Pa. on 2011-11-2 9:43:56

I received this same letter this is the second time in 2ys. they try to get you to give them the last 4 of your ss# .DON'T. the person on the phone is from india, packistan, ?? If you know you don't, have not dealt with this so called "Bank then don't get suckered . Report it . to your state attorney's office, any and every legal body you can think of

Posted by Debt Free, Nevada on 2011-11-4 13:50:7

This company is a joke!Trying to collect on a 10 year old(alleged)debt that's not even on my credit report anymore.Get a life Asset A$$e$! I'm not giving you a dime!!! And never will!!! HAHAHAA!!!

Posted by Lanie, New York on 2011-11-6 7:32:32

Received Letter. We dont owe anybody. The name on the letter is a very common name and several people have that same name. This is also 2nd letter we received. These people are cowards targeting the elderly. They do not offer any concrete evidence that you are the actual person they are looking for. Honestly, the person who owes money will probably not own a landline and probably switches cell phone numbers constantly. Get a life Asset Accepance, you are targeting honest people because you cannot find the real people who owe you, they have left and scanned you. Assest Acceptance is just plain STUPID. Really, the person who owes you owes a phone number. DUH.

Posted by WeddedPolecat29, Sweet Earth Realm on 2012-1-12 21:54:35

Miley Cyrus borrowed $10.00 from me in grade school AND I want it back!-+-interest,penalty fees,charges Etc...but....I'll settle for an autograph and an old one of her PEZ dispensers from some Hanna Montana episode she might've used one in.

Posted by Debt Free, Nevada on 2012-2-8 20:13:18

Under the Federal Debt Collection Practices Act, you are allowed to challenge the validity of a debt that a collection agency states you owe to them. Use this letter and the following form to make the agency verify that the debt is actually yours and owed by you. Keep a copy for your files and send the letter registered mail return receipt.

Date

Your Name
Your Address
City, State Zip

Collection Agency
Collection Agency Address
City, State Zip

Re: Acct # XXXX-XXXX-XXXX-XXXX

To Whom It May Concern:

I am sending this letter to you in response to a notice I received from you on (date of letter). Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you.

Please provide me with the following:

What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account;
Show me that you are licensed to collect in my state; and
Provide me with your license numbers and Registered Agent.

If your offices have reported invalidated information to any of the three major Credit Bureau’s (Equifax, Experian or TransUnion), said action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following:

Violation of the Fair Credit Reporting Act
Violation of the Fair Debt Collection Practices Act
Defamation of Character

If your offices are able to provide the proper documentation as requested, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel. This includes any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.

If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.

I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls or correspondence sent to any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter.

This is an attempt to correct your records, any information obtained shall be used for that purpose.

Best Regards,
Your Name

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