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The Law Offices of Harrison Ross Byck, Esq., P.C.
229 Plaza Boulevard, Suite 112
Morrisville, PA 19067

Member: PA and NJ State Bar

Final Notice and Demand

Our Client: Arrow Financial Services, LLC-SP

Original Creditor: Household Bank

Dear Sir,

Sir, after careful review of this file we have come to the determination that there appears to be a lack of cooperation in making voluntary restitution regarding the above outstanding claim. This office has been authorized to use all approved means at our disposal to enforce a remedy to this matter.

At this particular time we will offer you the opportunity of making affordable monthly payments or we may be able to lower the total amount due to settle this matter without the need to pursue any additional collection efforts in your state.

The interest reflected above is as of the date of this communication, contact the firm to ascertain the current amount.

This communication is from a debt collector in an attempt to collect a debt and any information obtained will be used for that purpose.

To make a payment or view your file visit www.HBYCKLAW.com.

Sincerely,

Harrison Ross Byck, ESQ.

AS required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your obligation.

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