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A letter from NCA Financial Services, Inc.
8/5/2008 3:08:02 PM
Original Creditor: Circuit City
Please call us at 800-258-6520.
9:00am to 6:00pm PST daily (open until 8pm PST Mon-Wed).
AS a result of continuing non-payment of this account, we are considering further collection activity. One option open to us that is now under review, would be to refer this file to our contract attorney in your state for review of possible legal action on our behalf to collect this debt. If we choose that path, and if legal activity is actually commenced and a judgment subsequently results, you may become liable for the added legal costs if awarded to us in the judgment. You may not be aware that the credit agreement relating to this account provides for the potential recovery of reasonable attorney fees from you, if the legal activity is actually taken and if such action results in an award of such fees and costs. Also many credit reporting agencies pick up such records and report them in your credit file for up to ten years from the date of delinquency. Please take a moment to review your intentions with respect to this debt and payment of it.
This is an attempt to collect a debt and any information obtained will be used for that purpose. This has been sent to you by a debt collector.
Please call our customer service representative as soon as possible at 1-888-741-4266.
Sincerely,
S. Ritter Collection Representative
P.S. We have purchased your account from the original creditor. We are interested in working with you in order to resolve this debt in a cooperative manner. Please call us now 1-888-741-4266.
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