What is a time-barred debt?8/6/2008 2:06:06 PMA time-barred debt is a debt that has past the time of limitations of process in which a creditor or debt collection agency can pursue in the actions of suing you to collect that specified debt. Although the amount of time varies from state to state the statue of limitations in most states are between 3 to 10 years; in some states the time period is longer. Visit the Fair Debt Collection Practices Act (FDCPA) to locate your state. Comments
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